Civic Intelligence

Spectra Inc.

Plan context: Spectra Inc. 401K Plan

EIN 02-0489402 • Lebanon, NH • 52 filings • 6 plans

109 Etna RoadLebanon, NH 03766
Current Snapshot

Latest Year

2024

2024 Participants

677

2024 Assets

$131,262,713

2024 Contributions

$9,866,068

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$131,262,713$65,631,357$0199920122024YearValue
$131,262,713Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

7413710199920122024YearValue
677Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242677$131,262,713$9,866,068$14,573iApproximate average salary by contribution assumption: employee only about $364,330 at 4% or $242,887 at 6%; with 50% employer match about $242,887 at 4% or $161,925 at 6%; with 100% employer match about $182,165 at 4% or $121,443 at 6%.
Spectra Inc. 401K Plan-677$131,262,713$9,866,068$14,573iApproximate average salary by contribution assumption: employee only about $364,330 at 4% or $242,887 at 6%; with 50% employer match about $242,887 at 4% or $161,925 at 6%; with 100% employer match about $182,165 at 4% or $121,443 at 6%.
Spectra Inc. Welfare Benefit Plan-669---
20232671$116,334,891$9,865,641$14,703iApproximate average salary by contribution assumption: employee only about $367,572 at 4% or $245,048 at 6%; with 50% employer match about $245,048 at 4% or $163,365 at 6%; with 100% employer match about $183,786 at 4% or $122,524 at 6%.
Spectra Inc. 401K Plan-670$116,334,891$9,865,641$14,725iApproximate average salary by contribution assumption: employee only about $368,121 at 4% or $245,414 at 6%; with 50% employer match about $245,414 at 4% or $163,609 at 6%; with 100% employer match about $184,060 at 4% or $122,707 at 6%.
Spectra Inc. Welfare Benefit Plan-671---
20222688$99,343,935$9,498,366$13,806iApproximate average salary by contribution assumption: employee only about $345,144 at 4% or $230,096 at 6%; with 50% employer match about $230,096 at 4% or $153,397 at 6%; with 100% employer match about $172,572 at 4% or $115,048 at 6%.
Spectra Inc. 401K Plan-679$99,343,935$9,498,366$13,989iApproximate average salary by contribution assumption: employee only about $349,719 at 4% or $233,146 at 6%; with 50% employer match about $233,146 at 4% or $155,431 at 6%; with 100% employer match about $174,859 at 4% or $116,573 at 6%.
Spectra Inc. Welfare Benefit Plan-688---
20212697$114,471,384$9,283,500$13,319iApproximate average salary by contribution assumption: employee only about $332,981 at 4% or $221,987 at 6%; with 50% employer match about $221,987 at 4% or $147,991 at 6%; with 100% employer match about $166,490 at 4% or $110,994 at 6%.
Spectra Inc. 401K Plan-691$114,471,384$9,283,500$13,435iApproximate average salary by contribution assumption: employee only about $335,872 at 4% or $223,915 at 6%; with 50% employer match about $223,915 at 4% or $149,276 at 6%; with 100% employer match about $167,936 at 4% or $111,957 at 6%.
Spectra Inc. Welfare Benefit Plan-697---
20202664$103,899,484$8,991,232$13,541iApproximate average salary by contribution assumption: employee only about $338,525 at 4% or $225,684 at 6%; with 50% employer match about $225,684 at 4% or $150,456 at 6%; with 100% employer match about $169,263 at 4% or $112,842 at 6%.
Spectra Inc. 401K Plan-659$103,899,484$8,991,232$13,644iApproximate average salary by contribution assumption: employee only about $341,094 at 4% or $227,396 at 6%; with 50% employer match about $227,396 at 4% or $151,597 at 6%; with 100% employer match about $170,547 at 4% or $113,698 at 6%.
Spectra Inc. Welfare Benefit Plan-664---
20192629$89,542,601$8,811,609$14,009iApproximate average salary by contribution assumption: employee only about $350,223 at 4% or $233,482 at 6%; with 50% employer match about $233,482 at 4% or $155,655 at 6%; with 100% employer match about $175,111 at 4% or $116,741 at 6%.
Spectra Inc. 401K Plan-624$89,542,601$8,811,609$14,121iApproximate average salary by contribution assumption: employee only about $353,029 at 4% or $235,353 at 6%; with 50% employer match about $235,353 at 4% or $156,902 at 6%; with 100% employer match about $176,515 at 4% or $117,676 at 6%.
Spectra Inc. Welfare Benefit Plan-629---
20182741$74,643,904$9,300,156$12,551iApproximate average salary by contribution assumption: employee only about $313,770 at 4% or $209,180 at 6%; with 50% employer match about $209,180 at 4% or $139,454 at 6%; with 100% employer match about $156,885 at 4% or $104,590 at 6%.
Spectra Inc. 401K Plan-741$74,643,904$9,300,156$12,551iApproximate average salary by contribution assumption: employee only about $313,770 at 4% or $209,180 at 6%; with 50% employer match about $209,180 at 4% or $139,454 at 6%; with 100% employer match about $156,885 at 4% or $104,590 at 6%.
Spectra Inc. Welfare Benefit Plan-740---
20172732$71,891,396$8,399,553$11,475iApproximate average salary by contribution assumption: employee only about $286,870 at 4% or $191,247 at 6%; with 50% employer match about $191,247 at 4% or $127,498 at 6%; with 100% employer match about $143,435 at 4% or $95,623 at 6%.
Spectra Inc. 401K Plan-732$71,891,396$8,399,553$11,475iApproximate average salary by contribution assumption: employee only about $286,870 at 4% or $191,247 at 6%; with 50% employer match about $191,247 at 4% or $127,498 at 6%; with 100% employer match about $143,435 at 4% or $95,623 at 6%.
Spectra Inc. Welfare Benefit Plan-726---
20162676$57,332,154$8,031,419$11,881iApproximate average salary by contribution assumption: employee only about $297,020 at 4% or $198,013 at 6%; with 50% employer match about $198,013 at 4% or $132,009 at 6%; with 100% employer match about $148,510 at 4% or $99,007 at 6%.
Spectra Inc. 401K Plan-669$57,332,154$8,031,419$12,005iApproximate average salary by contribution assumption: employee only about $300,128 at 4% or $200,085 at 6%; with 50% employer match about $200,085 at 4% or $133,390 at 6%; with 100% employer match about $150,064 at 4% or $100,043 at 6%.
Spectra Inc. Welfare Benefit Plan-676---
20152618$49,311,225$8,283,173$13,403iApproximate average salary by contribution assumption: employee only about $335,080 at 4% or $223,387 at 6%; with 50% employer match about $223,387 at 4% or $148,924 at 6%; with 100% employer match about $167,540 at 4% or $111,693 at 6%.
Spectra Inc. 401K Plan-618$49,311,225$8,283,173$13,403iApproximate average salary by contribution assumption: employee only about $335,080 at 4% or $223,387 at 6%; with 50% employer match about $223,387 at 4% or $148,924 at 6%; with 100% employer match about $167,540 at 4% or $111,693 at 6%.
Spectra Inc. Welfare Benefit Plan-618---
20142594$43,718,365$6,142,740$10,341iApproximate average salary by contribution assumption: employee only about $258,533 at 4% or $172,355 at 6%; with 50% employer match about $172,355 at 4% or $114,903 at 6%; with 100% employer match about $129,266 at 4% or $86,178 at 6%.
Spectra Inc. 401K Plan-586$43,718,365$6,142,740$10,482iApproximate average salary by contribution assumption: employee only about $262,062 at 4% or $174,708 at 6%; with 50% employer match about $174,708 at 4% or $116,472 at 6%; with 100% employer match about $131,031 at 4% or $87,354 at 6%.
Spectra Inc. Welfare Benefit Plan-594---
20132549$40,710,871$5,180,351$9,436iApproximate average salary by contribution assumption: employee only about $235,899 at 4% or $157,266 at 6%; with 50% employer match about $157,266 at 4% or $104,844 at 6%; with 100% employer match about $117,950 at 4% or $78,633 at 6%.
Spectra Inc. 401K Plan-545$40,710,871$5,180,351$9,505iApproximate average salary by contribution assumption: employee only about $237,631 at 4% or $158,421 at 6%; with 50% employer match about $158,421 at 4% or $105,614 at 6%; with 100% employer match about $118,815 at 4% or $79,210 at 6%.
Spectra Inc. Welfare Benefit Plan-549---
20122496$31,701,120$5,139,624$10,362iApproximate average salary by contribution assumption: employee only about $259,054 at 4% or $172,702 at 6%; with 50% employer match about $172,702 at 4% or $115,135 at 6%; with 100% employer match about $129,527 at 4% or $86,351 at 6%.
Spectra Inc. 401K Plan-496$31,701,120$5,139,624$10,362iApproximate average salary by contribution assumption: employee only about $259,054 at 4% or $172,702 at 6%; with 50% employer match about $172,702 at 4% or $115,135 at 6%; with 100% employer match about $129,527 at 4% or $86,351 at 6%.
Spectra Inc. Welfare Benefit Plan-495---
20112494$25,011,241$4,904,761$9,929iApproximate average salary by contribution assumption: employee only about $248,217 at 4% or $165,478 at 6%; with 50% employer match about $165,478 at 4% or $110,319 at 6%; with 100% employer match about $124,108 at 4% or $82,739 at 6%.
Spectra Inc. 401K Plan-494$25,011,241$4,904,761$9,929iApproximate average salary by contribution assumption: employee only about $248,217 at 4% or $165,478 at 6%; with 50% employer match about $165,478 at 4% or $110,319 at 6%; with 100% employer match about $124,108 at 4% or $82,739 at 6%.
Spectra Inc. Welfare Benefit Plan-478---
20102449$22,835,751$4,156,142$9,256iApproximate average salary by contribution assumption: employee only about $231,411 at 4% or $154,274 at 6%; with 50% employer match about $154,274 at 4% or $102,849 at 6%; with 100% employer match about $115,706 at 4% or $77,137 at 6%.
Spectra Inc. 401K Plan-449$22,835,751$4,156,142$9,256iApproximate average salary by contribution assumption: employee only about $231,411 at 4% or $154,274 at 6%; with 50% employer match about $154,274 at 4% or $102,849 at 6%; with 100% employer match about $115,706 at 4% or $77,137 at 6%.
Spectra Inc. Welfare Benefit Plan-433---
20092388$18,539,267$2,434,773$6,275iApproximate average salary by contribution assumption: employee only about $156,880 at 4% or $104,586 at 6%; with 50% employer match about $104,586 at 4% or $69,724 at 6%; with 100% employer match about $78,440 at 4% or $52,293 at 6%.
Spectra Inc. 401K Plan-388$18,539,267$2,434,773$6,275iApproximate average salary by contribution assumption: employee only about $156,880 at 4% or $104,586 at 6%; with 50% employer match about $104,586 at 4% or $69,724 at 6%; with 100% employer match about $78,440 at 4% or $52,293 at 6%.
Spectra Inc. Welfare Benefit Plan-379---
20082427$14,510,030$4,353,710$10,196iApproximate average salary by contribution assumption: employee only about $254,901 at 4% or $169,934 at 6%; with 50% employer match about $169,934 at 4% or $113,289 at 6%; with 100% employer match about $127,451 at 4% or $84,967 at 6%.
Spectra Inc. 401K Plan-426$14,510,030$4,353,710$10,220iApproximate average salary by contribution assumption: employee only about $255,499 at 4% or $170,333 at 6%; with 50% employer match about $170,333 at 4% or $113,555 at 6%; with 100% employer match about $127,750 at 4% or $85,166 at 6%.
Spectra Inc. Welfare Benefit Plan-427---
20072352$17,866,903$3,505,420$9,959iApproximate average salary by contribution assumption: employee only about $248,964 at 4% or $165,976 at 6%; with 50% employer match about $165,976 at 4% or $110,651 at 6%; with 100% employer match about $124,482 at 4% or $82,988 at 6%.
Spectra Inc. 401K Plan-352$17,866,903$3,505,420$9,959iApproximate average salary by contribution assumption: employee only about $248,964 at 4% or $165,976 at 6%; with 50% employer match about $165,976 at 4% or $110,651 at 6%; with 100% employer match about $124,482 at 4% or $82,988 at 6%.
Spectra Inc. Welfare Benefit Plan-336---
20062327$14,706,487$2,557,983$7,823iApproximate average salary by contribution assumption: employee only about $195,564 at 4% or $130,376 at 6%; with 50% employer match about $130,376 at 4% or $86,918 at 6%; with 100% employer match about $97,782 at 4% or $65,188 at 6%.
Spectra Inc. 401K Plan-327$14,706,487$2,557,983$7,823iApproximate average salary by contribution assumption: employee only about $195,564 at 4% or $130,376 at 6%; with 50% employer match about $130,376 at 4% or $86,918 at 6%; with 100% employer match about $97,782 at 4% or $65,188 at 6%.
Spectra Inc. Welfare Benefit Plan-318---
20052313$11,952,036$2,274,518$7,267iApproximate average salary by contribution assumption: employee only about $181,671 at 4% or $121,114 at 6%; with 50% employer match about $121,114 at 4% or $80,743 at 6%; with 100% employer match about $90,835 at 4% or $60,557 at 6%.
Spectra Inc. 401K Plan-313$11,952,036$2,274,518$7,267iApproximate average salary by contribution assumption: employee only about $181,671 at 4% or $121,114 at 6%; with 50% employer match about $121,114 at 4% or $80,743 at 6%; with 100% employer match about $90,835 at 4% or $60,557 at 6%.
Spectra Inc. Welfare Benefit Plan-292---
20042322$9,566,941$1,829,125$5,681iApproximate average salary by contribution assumption: employee only about $142,013 at 4% or $94,675 at 6%; with 50% employer match about $94,675 at 4% or $63,117 at 6%; with 100% employer match about $71,006 at 4% or $47,338 at 6%.
Spectra Inc. 401K Plan-322$9,566,941$1,829,125$5,681iApproximate average salary by contribution assumption: employee only about $142,013 at 4% or $94,675 at 6%; with 50% employer match about $94,675 at 4% or $63,117 at 6%; with 100% employer match about $71,006 at 4% or $47,338 at 6%.
Spectra Inc. Welfare Benefit Plan-296---
20032277$7,219,222$1,433,015$5,173iApproximate average salary by contribution assumption: employee only about $129,333 at 4% or $86,222 at 6%; with 50% employer match about $86,222 at 4% or $57,482 at 6%; with 100% employer match about $64,667 at 4% or $43,111 at 6%.
Spectra Inc. 401K Plan-277$7,219,222$1,433,015$5,173iApproximate average salary by contribution assumption: employee only about $129,333 at 4% or $86,222 at 6%; with 50% employer match about $86,222 at 4% or $57,482 at 6%; with 100% employer match about $64,667 at 4% or $43,111 at 6%.
Spectra Inc. Welfare Benefit Plan-253---
20022232$4,819,572$1,265,331$5,454iApproximate average salary by contribution assumption: employee only about $136,350 at 4% or $90,900 at 6%; with 50% employer match about $90,900 at 4% or $60,600 at 6%; with 100% employer match about $68,175 at 4% or $45,450 at 6%.
Spectra Inc. 401K Plan-232$4,819,572$1,265,331$5,454iApproximate average salary by contribution assumption: employee only about $136,350 at 4% or $90,900 at 6%; with 50% employer match about $90,900 at 4% or $60,600 at 6%; with 100% employer match about $68,175 at 4% or $45,450 at 6%.
Spectra Inc. Welfare Benefit Plan-232---
20012247$4,758,451$1,217,358$4,929iApproximate average salary by contribution assumption: employee only about $123,214 at 4% or $82,143 at 6%; with 50% employer match about $82,143 at 4% or $54,762 at 6%; with 100% employer match about $61,607 at 4% or $41,071 at 6%.
Spectra Inc. 401K Plan-247$4,758,451$1,217,358$4,929iApproximate average salary by contribution assumption: employee only about $123,214 at 4% or $82,143 at 6%; with 50% employer match about $82,143 at 4% or $54,762 at 6%; with 100% employer match about $61,607 at 4% or $41,071 at 6%.
Spectra Inc. Welfare Benefit Plan-220---
20002211$4,333,976$1,051,127$4,982iApproximate average salary by contribution assumption: employee only about $124,541 at 4% or $83,027 at 6%; with 50% employer match about $83,027 at 4% or $55,352 at 6%; with 100% employer match about $62,271 at 4% or $41,514 at 6%.
Spectra Inc. 401K Plan-211$4,333,976$1,051,127$4,982iApproximate average salary by contribution assumption: employee only about $124,541 at 4% or $83,027 at 6%; with 50% employer match about $83,027 at 4% or $55,352 at 6%; with 100% employer match about $62,271 at 4% or $41,514 at 6%.
Spectra Inc. Welfare Benefit Plan-171---
19992191$3,560,084$578,407$3,028iApproximate average salary by contribution assumption: employee only about $75,708 at 4% or $50,472 at 6%; with 50% employer match about $50,472 at 4% or $33,648 at 6%; with 100% employer match about $37,854 at 4% or $25,236 at 6%.
Spectra Inc. 401K Plan-191$3,560,084$578,407$3,028iApproximate average salary by contribution assumption: employee only about $75,708 at 4% or $50,472 at 6%; with 50% employer match about $50,472 at 4% or $33,648 at 6%; with 100% employer match about $37,854 at 4% or $25,236 at 6%.
Spectra Inc. Welfare Benefit Plan-188---