Civic Intelligence

Kozak & Gayer, P.A.

Plan context: Kozak & Gayer, P.A. Retirement Plan

EIN 01-0497366 • Augusta, ME • 27 filings • 1 plans

157 Capitol Street, Suite 1Augusta, ME 04330
Current Snapshot

Latest Year

2025

2025 Participants

10

2025 Assets

$4,234,232

2025 Contributions

$213,746

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,234,232$2,117,116$0199920122025YearValue
$4,234,232Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1370199920122025YearValue
10Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025110$4,234,232$213,746$21,375iApproximate average salary by contribution assumption: employee only about $534,365 at 4% or $356,243 at 6%; with 50% employer match about $356,243 at 4% or $237,496 at 6%; with 100% employer match about $267,183 at 4% or $178,122 at 6%.
Kozak & Gayer, P.A. Retirement Plan-10$4,234,232$213,746$21,375iApproximate average salary by contribution assumption: employee only about $534,365 at 4% or $356,243 at 6%; with 50% employer match about $356,243 at 4% or $237,496 at 6%; with 100% employer match about $267,183 at 4% or $178,122 at 6%.
2024112$3,544,910$228,409$19,034iApproximate average salary by contribution assumption: employee only about $475,852 at 4% or $317,235 at 6%; with 50% employer match about $317,235 at 4% or $211,490 at 6%; with 100% employer match about $237,926 at 4% or $158,617 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$3,544,910$228,409$19,034iApproximate average salary by contribution assumption: employee only about $475,852 at 4% or $317,235 at 6%; with 50% employer match about $317,235 at 4% or $211,490 at 6%; with 100% employer match about $237,926 at 4% or $158,617 at 6%.
2023112$3,534,174$160,306$13,359iApproximate average salary by contribution assumption: employee only about $333,971 at 4% or $222,647 at 6%; with 50% employer match about $222,647 at 4% or $148,431 at 6%; with 100% employer match about $166,985 at 4% or $111,324 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$3,534,174$160,306$13,359iApproximate average salary by contribution assumption: employee only about $333,971 at 4% or $222,647 at 6%; with 50% employer match about $222,647 at 4% or $148,431 at 6%; with 100% employer match about $166,985 at 4% or $111,324 at 6%.
2022110$2,995,960$206,025$20,603iApproximate average salary by contribution assumption: employee only about $515,063 at 4% or $343,375 at 6%; with 50% employer match about $343,375 at 4% or $228,917 at 6%; with 100% employer match about $257,531 at 4% or $171,688 at 6%.
Kozak & Gayer, P.A. Retirement Plan-10$2,995,960$206,025$20,603iApproximate average salary by contribution assumption: employee only about $515,063 at 4% or $343,375 at 6%; with 50% employer match about $343,375 at 4% or $228,917 at 6%; with 100% employer match about $257,531 at 4% or $171,688 at 6%.
2021111$3,837,538$155,476$14,134iApproximate average salary by contribution assumption: employee only about $353,355 at 4% or $235,570 at 6%; with 50% employer match about $235,570 at 4% or $157,046 at 6%; with 100% employer match about $176,677 at 4% or $117,785 at 6%.
Kozak & Gayer, P.A. Retirement Plan-11$3,837,538$155,476$14,134iApproximate average salary by contribution assumption: employee only about $353,355 at 4% or $235,570 at 6%; with 50% employer match about $235,570 at 4% or $157,046 at 6%; with 100% employer match about $176,677 at 4% or $117,785 at 6%.
2020110$3,344,509$158,171$15,817iApproximate average salary by contribution assumption: employee only about $395,428 at 4% or $263,618 at 6%; with 50% employer match about $263,618 at 4% or $175,746 at 6%; with 100% employer match about $197,714 at 4% or $131,809 at 6%.
Kozak & Gayer, P.A. Retirement Plan-10$3,344,509$158,171$15,817iApproximate average salary by contribution assumption: employee only about $395,428 at 4% or $263,618 at 6%; with 50% employer match about $263,618 at 4% or $175,746 at 6%; with 100% employer match about $197,714 at 4% or $131,809 at 6%.
2019111$2,877,201$117,211$10,656iApproximate average salary by contribution assumption: employee only about $266,389 at 4% or $177,592 at 6%; with 50% employer match about $177,592 at 4% or $118,395 at 6%; with 100% employer match about $133,194 at 4% or $88,796 at 6%.
Kozak & Gayer, P.A. Retirement Plan-11$2,877,201$117,211$10,656iApproximate average salary by contribution assumption: employee only about $266,389 at 4% or $177,592 at 6%; with 50% employer match about $177,592 at 4% or $118,395 at 6%; with 100% employer match about $133,194 at 4% or $88,796 at 6%.
201819$2,346,382$103,679$11,520iApproximate average salary by contribution assumption: employee only about $287,997 at 4% or $191,998 at 6%; with 50% employer match about $191,998 at 4% or $127,999 at 6%; with 100% employer match about $143,999 at 4% or $95,999 at 6%.
Kozak & Gayer, P.A. Retirement Plan-9$2,346,382$103,679$11,520iApproximate average salary by contribution assumption: employee only about $287,997 at 4% or $191,998 at 6%; with 50% employer match about $191,998 at 4% or $127,999 at 6%; with 100% employer match about $143,999 at 4% or $95,999 at 6%.
2017112$2,531,617$96,307$8,026iApproximate average salary by contribution assumption: employee only about $200,640 at 4% or $133,760 at 6%; with 50% employer match about $133,760 at 4% or $89,173 at 6%; with 100% employer match about $100,320 at 4% or $66,880 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$2,531,617$96,307$8,026iApproximate average salary by contribution assumption: employee only about $200,640 at 4% or $133,760 at 6%; with 50% employer match about $133,760 at 4% or $89,173 at 6%; with 100% employer match about $100,320 at 4% or $66,880 at 6%.
2016112$2,190,133$102,961$8,580iApproximate average salary by contribution assumption: employee only about $214,502 at 4% or $143,001 at 6%; with 50% employer match about $143,001 at 4% or $95,334 at 6%; with 100% employer match about $107,251 at 4% or $71,501 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$2,190,133$102,961$8,580iApproximate average salary by contribution assumption: employee only about $214,502 at 4% or $143,001 at 6%; with 50% employer match about $143,001 at 4% or $95,334 at 6%; with 100% employer match about $107,251 at 4% or $71,501 at 6%.
2015111$2,022,998$95,785$8,708iApproximate average salary by contribution assumption: employee only about $217,693 at 4% or $145,129 at 6%; with 50% employer match about $145,129 at 4% or $96,753 at 6%; with 100% employer match about $108,847 at 4% or $72,564 at 6%.
Kozak & Gayer, P.A. Retirement Plan-11$2,022,998$95,785$8,708iApproximate average salary by contribution assumption: employee only about $217,693 at 4% or $145,129 at 6%; with 50% employer match about $145,129 at 4% or $96,753 at 6%; with 100% employer match about $108,847 at 4% or $72,564 at 6%.
2014110$2,167,010$138,230$13,823iApproximate average salary by contribution assumption: employee only about $345,575 at 4% or $230,383 at 6%; with 50% employer match about $230,383 at 4% or $153,589 at 6%; with 100% employer match about $172,788 at 4% or $115,192 at 6%.
Kozak & Gayer, P.A. Retirement Plan-10$2,167,010$138,230$13,823iApproximate average salary by contribution assumption: employee only about $345,575 at 4% or $230,383 at 6%; with 50% employer match about $230,383 at 4% or $153,589 at 6%; with 100% employer match about $172,788 at 4% or $115,192 at 6%.
2013112$2,292,857$139,786$11,649iApproximate average salary by contribution assumption: employee only about $291,221 at 4% or $194,147 at 6%; with 50% employer match about $194,147 at 4% or $129,431 at 6%; with 100% employer match about $145,610 at 4% or $97,074 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$2,292,857$139,786$11,649iApproximate average salary by contribution assumption: employee only about $291,221 at 4% or $194,147 at 6%; with 50% employer match about $194,147 at 4% or $129,431 at 6%; with 100% employer match about $145,610 at 4% or $97,074 at 6%.
2012112$1,758,506$141,943$11,829iApproximate average salary by contribution assumption: employee only about $295,715 at 4% or $197,143 at 6%; with 50% employer match about $197,143 at 4% or $131,429 at 6%; with 100% employer match about $147,857 at 4% or $98,572 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$1,758,506$141,943$11,829iApproximate average salary by contribution assumption: employee only about $295,715 at 4% or $197,143 at 6%; with 50% employer match about $197,143 at 4% or $131,429 at 6%; with 100% employer match about $147,857 at 4% or $98,572 at 6%.
2011111$1,433,900$143,810$13,074iApproximate average salary by contribution assumption: employee only about $326,841 at 4% or $217,894 at 6%; with 50% employer match about $217,894 at 4% or $145,263 at 6%; with 100% employer match about $163,420 at 4% or $108,947 at 6%.
Kozak & Gayer, P.A. Retirement Plan-11$1,433,900$143,810$13,074iApproximate average salary by contribution assumption: employee only about $326,841 at 4% or $217,894 at 6%; with 50% employer match about $217,894 at 4% or $145,263 at 6%; with 100% employer match about $163,420 at 4% or $108,947 at 6%.
2010112$1,325,998$117,321$9,777iApproximate average salary by contribution assumption: employee only about $244,419 at 4% or $162,946 at 6%; with 50% employer match about $162,946 at 4% or $108,631 at 6%; with 100% employer match about $122,209 at 4% or $81,473 at 6%.
Kozak & Gayer, P.A. Retirement Plan-12$1,325,998$117,321$9,777iApproximate average salary by contribution assumption: employee only about $244,419 at 4% or $162,946 at 6%; with 50% employer match about $162,946 at 4% or $108,631 at 6%; with 100% employer match about $122,209 at 4% or $81,473 at 6%.
2009113$1,117,452$128,013$9,847iApproximate average salary by contribution assumption: employee only about $246,179 at 4% or $164,119 at 6%; with 50% employer match about $164,119 at 4% or $109,413 at 6%; with 100% employer match about $123,089 at 4% or $82,060 at 6%.
Kozak & Gayer, P.A. Retirement Plan-13$1,117,452$128,013$9,847iApproximate average salary by contribution assumption: employee only about $246,179 at 4% or $164,119 at 6%; with 50% employer match about $164,119 at 4% or $109,413 at 6%; with 100% employer match about $123,089 at 4% or $82,060 at 6%.
200818$813,282$140,700$17,588iApproximate average salary by contribution assumption: employee only about $439,688 at 4% or $293,125 at 6%; with 50% employer match about $293,125 at 4% or $195,417 at 6%; with 100% employer match about $219,844 at 4% or $146,563 at 6%.
Kozak & Gayer, P.A. Retirement Plan-8$813,282$140,700$17,588iApproximate average salary by contribution assumption: employee only about $439,688 at 4% or $293,125 at 6%; with 50% employer match about $293,125 at 4% or $195,417 at 6%; with 100% employer match about $219,844 at 4% or $146,563 at 6%.
200719$1,119,166$133,188$14,799iApproximate average salary by contribution assumption: employee only about $369,967 at 4% or $246,644 at 6%; with 50% employer match about $246,644 at 4% or $164,430 at 6%; with 100% employer match about $184,983 at 4% or $123,322 at 6%.
Kozak & Gayer, P.A. Retirement Plan-9$1,119,166$133,188$14,799iApproximate average salary by contribution assumption: employee only about $369,967 at 4% or $246,644 at 6%; with 50% employer match about $246,644 at 4% or $164,430 at 6%; with 100% employer match about $184,983 at 4% or $123,322 at 6%.
200619$903,349$153,848$17,094iApproximate average salary by contribution assumption: employee only about $427,356 at 4% or $284,904 at 6%; with 50% employer match about $284,904 at 4% or $189,936 at 6%; with 100% employer match about $213,678 at 4% or $142,452 at 6%.
Kozak & Gayer, P.A. Retirement Plan-9$903,349$153,848$17,094iApproximate average salary by contribution assumption: employee only about $427,356 at 4% or $284,904 at 6%; with 50% employer match about $284,904 at 4% or $189,936 at 6%; with 100% employer match about $213,678 at 4% or $142,452 at 6%.
200518$708,226$102,652$12,832iApproximate average salary by contribution assumption: employee only about $320,788 at 4% or $213,858 at 6%; with 50% employer match about $213,858 at 4% or $142,572 at 6%; with 100% employer match about $160,394 at 4% or $106,929 at 6%.
Kozak & Gayer, P.A. Retirement Plan-8$708,226$102,652$12,832iApproximate average salary by contribution assumption: employee only about $320,788 at 4% or $213,858 at 6%; with 50% employer match about $213,858 at 4% or $142,572 at 6%; with 100% employer match about $160,394 at 4% or $106,929 at 6%.
200415$565,953$57,324$11,465iApproximate average salary by contribution assumption: employee only about $286,620 at 4% or $191,080 at 6%; with 50% employer match about $191,080 at 4% or $127,387 at 6%; with 100% employer match about $143,310 at 4% or $95,540 at 6%.
Kozak & Gayer, P.A. Retirement Plan-5$565,953$57,324$11,465iApproximate average salary by contribution assumption: employee only about $286,620 at 4% or $191,080 at 6%; with 50% employer match about $191,080 at 4% or $127,387 at 6%; with 100% employer match about $143,310 at 4% or $95,540 at 6%.
200315$577,429$54,330$10,866iApproximate average salary by contribution assumption: employee only about $271,650 at 4% or $181,100 at 6%; with 50% employer match about $181,100 at 4% or $120,733 at 6%; with 100% employer match about $135,825 at 4% or $90,550 at 6%.
Kozak & Gayer, P.A. Retirement Plan-5$577,429$54,330$10,866iApproximate average salary by contribution assumption: employee only about $271,650 at 4% or $181,100 at 6%; with 50% employer match about $181,100 at 4% or $120,733 at 6%; with 100% employer match about $135,825 at 4% or $90,550 at 6%.
200216$411,436$59,621$9,937iApproximate average salary by contribution assumption: employee only about $248,421 at 4% or $165,614 at 6%; with 50% employer match about $165,614 at 4% or $110,409 at 6%; with 100% employer match about $124,210 at 4% or $82,807 at 6%.
Kozak & Gayer, P.A. Retirement Plan-6$411,436$59,621$9,937iApproximate average salary by contribution assumption: employee only about $248,421 at 4% or $165,614 at 6%; with 50% employer match about $165,614 at 4% or $110,409 at 6%; with 100% employer match about $124,210 at 4% or $82,807 at 6%.
200117$464,280$50,594$7,228iApproximate average salary by contribution assumption: employee only about $180,693 at 4% or $120,462 at 6%; with 50% employer match about $120,462 at 4% or $80,308 at 6%; with 100% employer match about $90,346 at 4% or $60,231 at 6%.
Kozak & Gayer, P.A. Retirement Plan-7$464,280$50,594$7,228iApproximate average salary by contribution assumption: employee only about $180,693 at 4% or $120,462 at 6%; with 50% employer match about $120,462 at 4% or $80,308 at 6%; with 100% employer match about $90,346 at 4% or $60,231 at 6%.
200017$500,603$71,394$10,199iApproximate average salary by contribution assumption: employee only about $254,979 at 4% or $169,986 at 6%; with 50% employer match about $169,986 at 4% or $113,324 at 6%; with 100% employer match about $127,489 at 4% or $84,993 at 6%.
Kozak & Gayer, P.A. Retirement Plan-7$500,603$71,394$10,199iApproximate average salary by contribution assumption: employee only about $254,979 at 4% or $169,986 at 6%; with 50% employer match about $169,986 at 4% or $113,324 at 6%; with 100% employer match about $127,489 at 4% or $84,993 at 6%.
199918$573,047$108,525$13,566iApproximate average salary by contribution assumption: employee only about $339,141 at 4% or $226,094 at 6%; with 50% employer match about $226,094 at 4% or $150,729 at 6%; with 100% employer match about $169,570 at 4% or $113,047 at 6%.
Kozak & Gayer, P.A. Retirement Plan-8$573,047$108,525$13,566iApproximate average salary by contribution assumption: employee only about $339,141 at 4% or $226,094 at 6%; with 50% employer match about $226,094 at 4% or $150,729 at 6%; with 100% employer match about $169,570 at 4% or $113,047 at 6%.