Civic Intelligence

Bowdoin College

Plan context: Bowdoin College Retirement Plan

EIN 01-0215213 • Brunswick, ME • 147 filings • 33 plans

5400 College StationBrunswick, ME 04011-8445
Current Snapshot

Latest Year

2024

2024 Participants

1,081

2024 Assets

$281,808,426

2024 Contributions

$10,997,519

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$281,808,426$140,904,213$0199920122024YearValue
$281,808,426Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1,0845420199920122024YearValue
1,081Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202441,081$281,808,426$10,997,519$10,173iApproximate average salary by contribution assumption: employee only about $254,337 at 4% or $169,558 at 6%; with 50% employer match about $169,558 at 4% or $113,039 at 6%; with 100% employer match about $127,168 at 4% or $84,779 at 6%.
Bowdoin College Retirement Plan-928$276,874,581$10,997,519$11,851iApproximate average salary by contribution assumption: employee only about $296,269 at 4% or $197,513 at 6%; with 50% employer match about $197,513 at 4% or $131,675 at 6%; with 100% employer match about $148,135 at 4% or $98,756 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND ADMINISTRATION-28$4,933,845--
Bowdoin College Employee Welfare Benefit Plan-1,081---
Bowooin College Group Trayer Accident Insurance Plan-1,078---
202341,084$260,277,803$10,322,979$9,523iApproximate average salary by contribution assumption: employee only about $238,076 at 4% or $158,717 at 6%; with 50% employer match about $158,717 at 4% or $105,812 at 6%; with 100% employer match about $119,038 at 4% or $79,359 at 6%.
Bowdoin College Retirement Plan-892$255,177,652$10,322,979$11,573iApproximate average salary by contribution assumption: employee only about $289,321 at 4% or $192,881 at 6%; with 50% employer match about $192,881 at 4% or $128,587 at 6%; with 100% employer match about $144,661 at 4% or $96,440 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND ADMINISTRATION-30$5,100,151--
Bowdoin College Employee Welfare Benefit Plan-1,061---
Bowooin College Group Trayer Accident Insurance Plan-1,084---
202241,052$227,454,431$9,614,759$9,140iApproximate average salary by contribution assumption: employee only about $228,488 at 4% or $152,325 at 6%; with 50% employer match about $152,325 at 4% or $101,550 at 6%; with 100% employer match about $114,244 at 4% or $76,163 at 6%.
Bowdoin College Retirement Plan-860$222,769,815$9,614,759$11,180iApproximate average salary by contribution assumption: employee only about $279,499 at 4% or $186,333 at 6%; with 50% employer match about $186,333 at 4% or $124,222 at 6%; with 100% employer match about $139,749 at 4% or $93,166 at 6%.
BOWDOIN COLLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND ADMINISTRATION-33$4,684,616--
Bowdoin College Employee Welfare Benefit Plan-1,046---
Bowooin College Group Trayer Accident Insurance Plan-1,052---
202141,027$204,017,391$9,150,945$8,910iApproximate average salary by contribution assumption: employee only about $222,759 at 4% or $148,506 at 6%; with 50% employer match about $148,506 at 4% or $99,004 at 6%; with 100% employer match about $111,380 at 4% or $74,253 at 6%.
Bowdoin College Retirement Plan-841$199,801,465$9,150,945$10,881iApproximate average salary by contribution assumption: employee only about $272,026 at 4% or $181,350 at 6%; with 50% employer match about $181,350 at 4% or $120,900 at 6%; with 100% employer match about $136,013 at 4% or $90,675 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND ADMINISTRATION-35$4,215,926--
Bowdoin College Employee Welfare Benefit Plan-1,016---
Bowooin College Group Trayer Accident Insurance Plan-1,027---
202041,009$244,644,929$7,154,296$7,090iApproximate average salary by contribution assumption: employee only about $177,262 at 4% or $118,175 at 6%; with 50% employer match about $118,175 at 4% or $78,783 at 6%; with 100% employer match about $88,631 at 4% or $59,087 at 6%.
Bowdoin College Retirement Plan-892$238,784,660$7,154,296$8,021iApproximate average salary by contribution assumption: employee only about $200,513 at 4% or $133,675 at 6%; with 50% employer match about $133,675 at 4% or $89,117 at 6%; with 100% employer match about $100,256 at 4% or $66,838 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND ADMINISTRATION-4$5,860,269--
Bowdoin College Employee Welfare Benefit Plan-1,009---
Bowooin College Group Trayer Accident Insurance Plan-1,004---
201941,052$192,459,971$8,615,428$8,190iApproximate average salary by contribution assumption: employee only about $204,739 at 4% or $136,493 at 6%; with 50% employer match about $136,493 at 4% or $90,995 at 6%; with 100% employer match about $102,370 at 4% or $68,246 at 6%.
Bowdoin College Retirement Plan-900$187,302,052$8,615,428$9,573iApproximate average salary by contribution assumption: employee only about $239,317 at 4% or $159,545 at 6%; with 50% employer match about $159,545 at 4% or $106,363 at 6%; with 100% employer match about $119,659 at 4% or $79,772 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-42$5,157,919--
Bowdoin College Employee Welfare Benefit Plan-1,038---
Bowooin College Group Trayer Accident Insurance Plan-1,052---
201841,030$183,106,287$8,162,949$7,925iApproximate average salary by contribution assumption: employee only about $198,130 at 4% or $132,087 at 6%; with 50% employer match about $132,087 at 4% or $88,058 at 6%; with 100% employer match about $99,065 at 4% or $66,043 at 6%.
Bowdoin College Retirement Plan-881$177,726,169$8,162,949$9,266iApproximate average salary by contribution assumption: employee only about $231,639 at 4% or $154,426 at 6%; with 50% employer match about $154,426 at 4% or $102,951 at 6%; with 100% employer match about $115,819 at 4% or $77,213 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-47$5,380,118--
Bowdoin College Employee Welfare Benefit Plan-1,030---
Bowooin College Group Trayer Accident Insurance Plan-1,030---
201741,021$172,457,647$7,800,638$7,640iApproximate average salary by contribution assumption: employee only about $191,005 at 4% or $127,337 at 6%; with 50% employer match about $127,337 at 4% or $84,891 at 6%; with 100% employer match about $95,502 at 4% or $63,668 at 6%.
Bowdoin College Retirement Plan-881$167,274,618$7,800,638$8,854iApproximate average salary by contribution assumption: employee only about $221,357 at 4% or $147,572 at 6%; with 50% employer match about $147,572 at 4% or $98,381 at 6%; with 100% employer match about $110,679 at 4% or $73,786 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-47$5,183,029--
Bowdoin College Employee Welfare Benefit Plan-1,021---
Bowooin College Group Trayer Accident Insurance Plan-1,019---
201641,006$153,869,908$7,566,497$7,521iApproximate average salary by contribution assumption: employee only about $188,034 at 4% or $125,356 at 6%; with 50% employer match about $125,356 at 4% or $83,571 at 6%; with 100% employer match about $94,017 at 4% or $62,678 at 6%.
Bowdoin College Retirement Plan-903$149,002,962$7,566,497$8,379iApproximate average salary by contribution assumption: employee only about $209,482 at 4% or $139,655 at 6%; with 50% employer match about $139,655 at 4% or $93,103 at 6%; with 100% employer match about $104,741 at 4% or $69,827 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-51$4,866,946--
Bowdoin College Employee Welfare Benefit Plan-1,006---
Bowooin College Group Trayer Accident Insurance Plan-1,003---
20154999$136,297,133$7,203,105$7,210iApproximate average salary by contribution assumption: employee only about $180,258 at 4% or $120,172 at 6%; with 50% employer match about $120,172 at 4% or $80,115 at 6%; with 100% employer match about $90,129 at 4% or $60,086 at 6%.
Bowdoin College Retirement Plan-877$130,796,446$7,203,105$8,213iApproximate average salary by contribution assumption: employee only about $205,334 at 4% or $136,889 at 6%; with 50% employer match about $136,889 at 4% or $91,259 at 6%; with 100% employer match about $102,667 at 4% or $68,445 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-55$5,500,687--
Bowdoin College Employee Welfare Benefit Plan-999---
Bowooin College Group Trayer Accident Insurance Plan-992---
20144989$139,396,181$6,853,277$6,930iApproximate average salary by contribution assumption: employee only about $173,238 at 4% or $115,492 at 6%; with 50% employer match about $115,492 at 4% or $76,994 at 6%; with 100% employer match about $86,619 at 4% or $57,746 at 6%.
Bowdoin College Retirement Plan-873$130,807,782$6,853,277$7,850iApproximate average salary by contribution assumption: employee only about $196,257 at 4% or $130,838 at 6%; with 50% employer match about $130,838 at 4% or $87,225 at 6%; with 100% employer match about $98,128 at 4% or $65,419 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-61$8,588,399--
Bowdoin College Employee Welfare Benefit Plan-989---
Bowooin College Group Trayer Accident Insurance Plan-977---
20134972$132,762,309$6,506,920$6,694iApproximate average salary by contribution assumption: employee only about $167,359 at 4% or $111,573 at 6%; with 50% employer match about $111,573 at 4% or $74,382 at 6%; with 100% employer match about $83,680 at 4% or $55,786 at 6%.
Bowdoin College Retirement Plan-873$124,506,761$6,506,920$7,454iApproximate average salary by contribution assumption: employee only about $186,338 at 4% or $124,225 at 6%; with 50% employer match about $124,225 at 4% or $82,817 at 6%; with 100% employer match about $93,169 at 4% or $62,113 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-62$8,255,548$0-
Bowdoin College Employee Welfare Benefit Plan-972---
Bowooin College Group Trayer Accident Insurance Plan-969---
20124977$113,947,119$6,141,968$6,287iApproximate average salary by contribution assumption: employee only about $157,164 at 4% or $104,776 at 6%; with 50% employer match about $104,776 at 4% or $69,851 at 6%; with 100% employer match about $78,582 at 4% or $52,388 at 6%.
Bowdoin College Retirement Plan-828$106,735,220$6,141,968$7,418iApproximate average salary by contribution assumption: employee only about $185,446 at 4% or $123,631 at 6%; with 50% employer match about $123,631 at 4% or $82,420 at 6%; with 100% employer match about $92,723 at 4% or $61,815 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-66$7,211,899--
Bowdoin College Employee Welfare Benefit Plan-977---
Bowooin College Group Trayer Accident Insurance Plan-973---
20117955$103,081,372$6,031,887$6,316iApproximate average salary by contribution assumption: employee only about $157,903 at 4% or $105,269 at 6%; with 50% employer match about $105,269 at 4% or $70,179 at 6%; with 100% employer match about $78,951 at 4% or $52,634 at 6%.
Bowdoin College Retirement Plan-827$95,473,721$6,031,887$7,294iApproximate average salary by contribution assumption: employee only about $182,342 at 4% or $121,562 at 6%; with 50% employer match about $121,562 at 4% or $81,041 at 6%; with 100% employer match about $91,171 at 4% or $60,781 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-69$7,607,651$0-
Bowdoin College Employee Health Plan-0---
Bowdoin College Group Total Disability Income Insurance-0---
Bowdoin College Group Short Term Disability Plan-0---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-0---
Bowooin College Group Trayer Accident Insurance Plan-955---
20107946$100,212,734$13,907,988$14,702iApproximate average salary by contribution assumption: employee only about $367,547 at 4% or $245,032 at 6%; with 50% employer match about $245,032 at 4% or $163,354 at 6%; with 100% employer match about $183,774 at 4% or $122,516 at 6%.
Bowdoin College Retirement Plan-833$92,065,309$5,839,496$7,010iApproximate average salary by contribution assumption: employee only about $175,255 at 4% or $116,837 at 6%; with 50% employer match about $116,837 at 4% or $77,891 at 6%; with 100% employer match about $87,627 at 4% or $58,418 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-70$8,147,425$0-
Bowdoin College Group Total Disability Income Insurance-898---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-946---
Bowdoin College Group Short Term Disability Plan-351---
Bowdoin College Employee Health Plan-840-$8,068,492$9,605iApproximate average salary by contribution assumption: employee only about $240,134 at 4% or $160,089 at 6%; with 50% employer match about $160,089 at 4% or $106,726 at 6%; with 100% employer match about $120,067 at 4% or $80,045 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-936---
20097923$82,633,958$14,642,851$15,864iApproximate average salary by contribution assumption: employee only about $396,610 at 4% or $264,407 at 6%; with 50% employer match about $264,407 at 4% or $176,271 at 6%; with 100% employer match about $198,305 at 4% or $132,203 at 6%.
Bowdoin College Retirement Plan-844$74,858,270$5,716,193$6,773iApproximate average salary by contribution assumption: employee only about $169,319 at 4% or $112,879 at 6%; with 50% employer match about $112,879 at 4% or $75,253 at 6%; with 100% employer match about $84,659 at 4% or $56,440 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-72$7,117,839--
Bowdoin College Employee Health Plan-825$657,849$8,926,658$10,820iApproximate average salary by contribution assumption: employee only about $270,505 at 4% or $180,337 at 6%; with 50% employer match about $180,337 at 4% or $120,224 at 6%; with 100% employer match about $135,252 at 4% or $90,168 at 6%.
Bowdoin College Group Total Disability Income Insurance-873---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-923---
Bowdoin College Group Short Term Disability Plan-339---
Bowooin College Group Trayer Accident Insurance Plan-917---
20086921$894,047$7,926,880$8,607iApproximate average salary by contribution assumption: employee only about $215,170 at 4% or $143,447 at 6%; with 50% employer match about $143,447 at 4% or $95,631 at 6%; with 100% employer match about $107,585 at 4% or $71,723 at 6%.
Bowdoin College Employee Health Plan-821$894,047$7,926,880$9,655iApproximate average salary by contribution assumption: employee only about $241,379 at 4% or $160,919 at 6%; with 50% employer match about $160,919 at 4% or $107,279 at 6%; with 100% employer match about $120,689 at 4% or $80,460 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-888---
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION AND OFFICER S OF ADMINISTRATION-0---
Bowdoin College Group Short Term Disability Plan-330---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-921---
Bowdoin College Group Total Disability Income Insurance-867---
20077892$792,179$6,378,706$7,151iApproximate average salary by contribution assumption: employee only about $178,775 at 4% or $119,184 at 6%; with 50% employer match about $119,184 at 4% or $79,456 at 6%; with 100% employer match about $89,388 at 4% or $59,592 at 6%.
Bowdoin College Employee Health Plan-794$792,179$6,378,706$8,034iApproximate average salary by contribution assumption: employee only about $200,841 at 4% or $133,894 at 6%; with 50% employer match about $133,894 at 4% or $89,263 at 6%; with 100% employer match about $100,420 at 4% or $66,947 at 6%.
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-0---
Bowooin College Group Trayer Accident Insurance Plan-862---
Bowdoin College Retirement Plan-770---
Bowdoin College Group Short Term Disability Plan-329---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-892---
Bowdoin College Group Total Disability Income Insurance-840---
20067868$56,212,103$11,575,740$13,336iApproximate average salary by contribution assumption: employee only about $333,403 at 4% or $222,268 at 6%; with 50% employer match about $222,268 at 4% or $148,179 at 6%; with 100% employer match about $166,701 at 4% or $111,134 at 6%.
Bowdoin College Retirement Plan-843$55,421,120$4,845,520$5,748iApproximate average salary by contribution assumption: employee only about $143,699 at 4% or $95,799 at 6%; with 50% employer match about $95,799 at 4% or $63,866 at 6%; with 100% employer match about $71,849 at 4% or $47,900 at 6%.
Bowdoin College Employee Health Plan-776$790,983$6,730,220$8,673iApproximate average salary by contribution assumption: employee only about $216,824 at 4% or $144,549 at 6%; with 50% employer match about $144,549 at 4% or $96,366 at 6%; with 100% employer match about $108,412 at 4% or $72,275 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-868---
BOWDOIN COLLEGE RETIREMENT PLAN FOR OFFICERS OF INSTRUCTION & OFFICERS OF ADMINISTRATION-0---
Bowdoin College Group Total Disability Income Insurance-822---
Bowdoin College Group Short Term Disability Plan-329---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-867---
20057915$45,103,576$11,265,535$12,312iApproximate average salary by contribution assumption: employee only about $307,802 at 4% or $205,201 at 6%; with 50% employer match about $205,201 at 4% or $136,801 at 6%; with 100% employer match about $153,901 at 4% or $102,601 at 6%.
Bowdoin College Retirement Plan-915$44,266,864$4,569,930$4,994iApproximate average salary by contribution assumption: employee only about $124,861 at 4% or $83,241 at 6%; with 50% employer match about $83,241 at 4% or $55,494 at 6%; with 100% employer match about $62,431 at 4% or $41,620 at 6%.
Bowdoin College Employee Health Plan-763$836,712$6,695,605$8,775iApproximate average salary by contribution assumption: employee only about $219,384 at 4% or $146,256 at 6%; with 50% employer match about $146,256 at 4% or $97,504 at 6%; with 100% employer match about $109,692 at 4% or $73,128 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-860---
Bowdoin College Group Total Disability Income Insurance-793---
Bowdoin College Group Short Term Disability Plan-321---
Bondoin College Severance Plan-0---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-860---
20047869$38,725,696$9,747,079$11,216iApproximate average salary by contribution assumption: employee only about $280,411 at 4% or $186,941 at 6%; with 50% employer match about $186,941 at 4% or $124,627 at 6%; with 100% employer match about $140,205 at 4% or $93,470 at 6%.
Bowdoin College Retirement Plan-869$37,972,995$4,290,615$4,937iApproximate average salary by contribution assumption: employee only about $123,435 at 4% or $82,290 at 6%; with 50% employer match about $82,290 at 4% or $54,860 at 6%; with 100% employer match about $61,718 at 4% or $41,145 at 6%.
Bowdoin College Employee Health Plan-767$752,701$5,456,464$7,114iApproximate average salary by contribution assumption: employee only about $177,851 at 4% or $118,567 at 6%; with 50% employer match about $118,567 at 4% or $79,045 at 6%; with 100% employer match about $88,925 at 4% or $59,284 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-852---
Bowdoin College Group Short Term Disability Plan-329---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-859---
Bondoin College Severance Plan-0---
Bowdoin College Group Total Disability Income Insurance-798---
20037854$34,390,529$9,409,527$11,018iApproximate average salary by contribution assumption: employee only about $275,455 at 4% or $183,636 at 6%; with 50% employer match about $183,636 at 4% or $122,424 at 6%; with 100% employer match about $137,727 at 4% or $91,818 at 6%.
Bowdoin College Retirement Plan-708$33,577,082$4,000,679$5,651iApproximate average salary by contribution assumption: employee only about $141,267 at 4% or $94,178 at 6%; with 50% employer match about $94,178 at 4% or $62,785 at 6%; with 100% employer match about $70,633 at 4% or $47,089 at 6%.
Bowdoin College Employee Health Plan-765$813,447$5,408,848$7,070iApproximate average salary by contribution assumption: employee only about $176,760 at 4% or $117,840 at 6%; with 50% employer match about $117,840 at 4% or $78,560 at 6%; with 100% employer match about $88,380 at 4% or $58,920 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-829---
Bowdoin College Group Short Term Disability Plan-311---
Bondoin College Severance Plan-0---
Bowdoin College Group Total Disability Income Insurance-787---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-854---
20027845$28,009,929$8,676,716$10,268iApproximate average salary by contribution assumption: employee only about $256,708 at 4% or $171,138 at 6%; with 50% employer match about $171,138 at 4% or $114,092 at 6%; with 100% employer match about $128,354 at 4% or $85,569 at 6%.
Bowdoin College Retirement Plan-677$27,363,415$3,812,137$5,631iApproximate average salary by contribution assumption: employee only about $140,773 at 4% or $93,849 at 6%; with 50% employer match about $93,849 at 4% or $62,566 at 6%; with 100% employer match about $70,387 at 4% or $46,924 at 6%.
Bowooin College Group Trayer Accident Insurance Plan-819---
Bondoin College Severance Plan-0---
Group Life and Supplemental Life Insurance for Employees Faculty and Administration-845---
Bowdoin College Group Total Disability Income Insurance-791---
Bowdoin College Group Short Term Disability Plan-327---
20017831$25,602,377$8,438,338$10,154iApproximate average salary by contribution assumption: employee only about $253,861 at 4% or $169,241 at 6%; with 50% employer match about $169,241 at 4% or $112,827 at 6%; with 100% employer match about $126,930 at 4% or $84,620 at 6%.
200010830$27,499,496$6,950,030$8,374iApproximate average salary by contribution assumption: employee only about $209,338 at 4% or $139,559 at 6%; with 50% employer match about $139,559 at 4% or $93,039 at 6%; with 100% employer match about $104,669 at 4% or $69,779 at 6%.
199991,014$30,141,325$6,210,658$6,125iApproximate average salary by contribution assumption: employee only about $153,123 at 4% or $102,082 at 6%; with 50% employer match about $102,082 at 4% or $68,055 at 6%; with 100% employer match about $76,561 at 4% or $51,041 at 6%.