Civic Intelligence

Saco & Biddeford Savings Institution

Plan context: Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust

EIN 01-0153690 • Saco, ME • 55 filings • 10 plans

50 Industrial Park RdSaco, ME 04072-1840
Current Snapshot

Latest Year

2025

2025 Participants

176

2025 Assets

$29,646,187

2025 Contributions

$2,935,753

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$64,406,622$32,203,311$0199920122024YearValue
$29,646,187Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2011010199920122025YearValue
176Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251176$0$0-
The Saco & Biddeford Savings Institution Dental Plan-176---
20242201$29,646,187$2,935,753$14,606iApproximate average salary by contribution assumption: employee only about $365,143 at 4% or $243,429 at 6%; with 50% employer match about $243,429 at 4% or $162,286 at 6%; with 100% employer match about $182,572 at 4% or $121,714 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-201$29,646,187$2,935,753$14,606iApproximate average salary by contribution assumption: employee only about $365,143 at 4% or $243,429 at 6%; with 50% employer match about $243,429 at 4% or $162,286 at 6%; with 100% employer match about $182,572 at 4% or $121,714 at 6%.
The Saco & Biddeford Savings Institution Dental Plan-181---
20232200$64,406,622$2,644,408$13,222iApproximate average salary by contribution assumption: employee only about $330,551 at 4% or $220,367 at 6%; with 50% employer match about $220,367 at 4% or $146,912 at 6%; with 100% employer match about $165,276 at 4% or $110,184 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-55$39,041,933--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-200$25,364,689$2,644,408$13,222iApproximate average salary by contribution assumption: employee only about $330,551 at 4% or $220,367 at 6%; with 50% employer match about $220,367 at 4% or $146,912 at 6%; with 100% employer match about $165,276 at 4% or $110,184 at 6%.
20223196$54,243,044$2,167,228$11,057iApproximate average salary by contribution assumption: employee only about $276,432 at 4% or $184,288 at 6%; with 50% employer match about $184,288 at 4% or $122,859 at 6%; with 100% employer match about $138,216 at 4% or $92,144 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-61$32,903,953--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-196$21,339,091$2,167,228$11,057iApproximate average salary by contribution assumption: employee only about $276,432 at 4% or $184,288 at 6%; with 50% employer match about $184,288 at 4% or $122,859 at 6%; with 100% employer match about $138,216 at 4% or $92,144 at 6%.
The Saco & Biddeford Savings Institution Dental Plan-180---
20213190$56,358,529$2,175,599$11,451iApproximate average salary by contribution assumption: employee only about $286,263 at 4% or $190,842 at 6%; with 50% employer match about $190,842 at 4% or $127,228 at 6%; with 100% employer match about $143,132 at 4% or $95,421 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-68$31,658,181--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-190$24,700,348$2,175,599$11,451iApproximate average salary by contribution assumption: employee only about $286,263 at 4% or $190,842 at 6%; with 50% employer match about $190,842 at 4% or $127,228 at 6%; with 100% employer match about $143,132 at 4% or $95,421 at 6%.
The Saco & Biddeford Savings Institution Dental Plan-183---
20203184$62,034,701$1,843,073$10,017iApproximate average salary by contribution assumption: employee only about $250,418 at 4% or $166,945 at 6%; with 50% employer match about $166,945 at 4% or $111,297 at 6%; with 100% employer match about $125,209 at 4% or $83,473 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-75$41,013,872--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-184$21,020,829$1,843,073$10,017iApproximate average salary by contribution assumption: employee only about $250,418 at 4% or $166,945 at 6%; with 50% employer match about $166,945 at 4% or $111,297 at 6%; with 100% employer match about $125,209 at 4% or $83,473 at 6%.
The Saco & Biddeford Savings Institution Dental Plan-180---
20192192$54,486,720$1,740,035$9,063iApproximate average salary by contribution assumption: employee only about $226,567 at 4% or $151,045 at 6%; with 50% employer match about $151,045 at 4% or $100,696 at 6%; with 100% employer match about $113,284 at 4% or $75,522 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-85$36,430,933--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-192$18,055,787$1,740,035$9,063iApproximate average salary by contribution assumption: employee only about $226,567 at 4% or $151,045 at 6%; with 50% employer match about $151,045 at 4% or $100,696 at 6%; with 100% employer match about $113,284 at 4% or $75,522 at 6%.
20182194$47,941,144$1,543,002$7,954iApproximate average salary by contribution assumption: employee only about $198,840 at 4% or $132,560 at 6%; with 50% employer match about $132,560 at 4% or $88,374 at 6%; with 100% employer match about $99,420 at 4% or $66,280 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-99$33,760,536--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-194$14,180,608$1,543,002$7,954iApproximate average salary by contribution assumption: employee only about $198,840 at 4% or $132,560 at 6%; with 50% employer match about $132,560 at 4% or $88,374 at 6%; with 100% employer match about $99,420 at 4% or $66,280 at 6%.
20172189$47,424,630$2,372,643$12,554iApproximate average salary by contribution assumption: employee only about $313,842 at 4% or $209,228 at 6%; with 50% employer match about $209,228 at 4% or $139,485 at 6%; with 100% employer match about $156,921 at 4% or $104,614 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-103$32,723,639$1,000,000$9,709iApproximate average salary by contribution assumption: employee only about $242,718 at 4% or $161,812 at 6%; with 50% employer match about $161,812 at 4% or $107,875 at 6%; with 100% employer match about $121,359 at 4% or $80,906 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-189$14,700,991$1,372,643$7,263iApproximate average salary by contribution assumption: employee only about $181,567 at 4% or $121,044 at 6%; with 50% employer match about $121,044 at 4% or $80,696 at 6%; with 100% employer match about $90,783 at 4% or $60,522 at 6%.
20162189$43,596,415$3,231,556$17,098iApproximate average salary by contribution assumption: employee only about $427,454 at 4% or $284,970 at 6%; with 50% employer match about $284,970 at 4% or $189,980 at 6%; with 100% employer match about $213,727 at 4% or $142,485 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-114$30,790,588$2,000,000$17,544iApproximate average salary by contribution assumption: employee only about $438,596 at 4% or $292,398 at 6%; with 50% employer match about $292,398 at 4% or $194,932 at 6%; with 100% employer match about $219,298 at 4% or $146,199 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-189$12,805,827$1,231,556$6,516iApproximate average salary by contribution assumption: employee only about $162,904 at 4% or $108,603 at 6%; with 50% employer match about $108,603 at 4% or $72,402 at 6%; with 100% employer match about $81,452 at 4% or $54,301 at 6%.
20152189$37,806,503$1,156,081$6,117iApproximate average salary by contribution assumption: employee only about $152,921 at 4% or $101,947 at 6%; with 50% employer match about $101,947 at 4% or $67,965 at 6%; with 100% employer match about $76,460 at 4% or $50,974 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-121$26,487,630--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-189$11,318,873$1,156,081$6,117iApproximate average salary by contribution assumption: employee only about $152,921 at 4% or $101,947 at 6%; with 50% employer match about $101,947 at 4% or $67,965 at 6%; with 100% employer match about $76,460 at 4% or $50,974 at 6%.
20142192$35,926,870$1,973,095$10,277iApproximate average salary by contribution assumption: employee only about $256,913 at 4% or $171,276 at 6%; with 50% employer match about $171,276 at 4% or $114,184 at 6%; with 100% employer match about $128,457 at 4% or $85,638 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-126$24,506,394$1,000,000$7,937iApproximate average salary by contribution assumption: employee only about $198,413 at 4% or $132,275 at 6%; with 50% employer match about $132,275 at 4% or $88,183 at 6%; with 100% employer match about $99,206 at 4% or $66,138 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-192$11,420,476$973,095$5,068iApproximate average salary by contribution assumption: employee only about $126,705 at 4% or $84,470 at 6%; with 50% employer match about $84,470 at 4% or $56,313 at 6%; with 100% employer match about $63,353 at 4% or $42,235 at 6%.
20132157$31,287,420$629,170$4,007iApproximate average salary by contribution assumption: employee only about $100,186 at 4% or $66,791 at 6%; with 50% employer match about $66,791 at 4% or $44,527 at 6%; with 100% employer match about $50,093 at 4% or $33,395 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-139$24,531,841--
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-157$6,755,579$629,170$4,007iApproximate average salary by contribution assumption: employee only about $100,186 at 4% or $66,791 at 6%; with 50% employer match about $66,791 at 4% or $44,527 at 6%; with 100% employer match about $50,093 at 4% or $33,395 at 6%.
20122158$27,701,404$793,841$5,024iApproximate average salary by contribution assumption: employee only about $125,608 at 4% or $83,739 at 6%; with 50% employer match about $83,739 at 4% or $55,826 at 6%; with 100% employer match about $62,804 at 4% or $41,869 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-145$22,542,841$205,834$1,420iApproximate average salary by contribution assumption: employee only about $35,489 at 4% or $23,659 at 6%; with 50% employer match about $23,659 at 4% or $15,773 at 6%; with 100% employer match about $17,744 at 4% or $11,830 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-158$5,158,563$588,007$3,722iApproximate average salary by contribution assumption: employee only about $93,039 at 4% or $62,026 at 6%; with 50% employer match about $62,026 at 4% or $41,351 at 6%; with 100% employer match about $46,520 at 4% or $31,013 at 6%.
20112165$24,366,114$4,038,604$24,476iApproximate average salary by contribution assumption: employee only about $611,910 at 4% or $407,940 at 6%; with 50% employer match about $407,940 at 4% or $271,960 at 6%; with 100% employer match about $305,955 at 4% or $203,970 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-153$20,328,263$3,330,666$21,769iApproximate average salary by contribution assumption: employee only about $544,226 at 4% or $362,818 at 6%; with 50% employer match about $362,818 at 4% or $241,878 at 6%; with 100% employer match about $272,113 at 4% or $181,409 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-165$4,037,851$707,938$4,291iApproximate average salary by contribution assumption: employee only about $107,263 at 4% or $71,509 at 6%; with 50% employer match about $71,509 at 4% or $47,673 at 6%; with 100% employer match about $53,632 at 4% or $35,754 at 6%.
20102156$18,585,664$1,208,354$7,746iApproximate average salary by contribution assumption: employee only about $193,646 at 4% or $129,098 at 6%; with 50% employer match about $129,098 at 4% or $86,065 at 6%; with 100% employer match about $96,823 at 4% or $64,549 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-153$15,059,673$800,000$5,229iApproximate average salary by contribution assumption: employee only about $130,719 at 4% or $87,146 at 6%; with 50% employer match about $87,146 at 4% or $58,097 at 6%; with 100% employer match about $65,359 at 4% or $43,573 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-156$3,525,991$408,354$2,618iApproximate average salary by contribution assumption: employee only about $65,441 at 4% or $43,628 at 6%; with 50% employer match about $43,628 at 4% or $29,085 at 6%; with 100% employer match about $32,721 at 4% or $21,814 at 6%.
20092158$18,116,862$1,422,265$9,002iApproximate average salary by contribution assumption: employee only about $225,042 at 4% or $150,028 at 6%; with 50% employer match about $150,028 at 4% or $100,019 at 6%; with 100% employer match about $112,521 at 4% or $75,014 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-151$15,220,209$1,009,553$6,686iApproximate average salary by contribution assumption: employee only about $167,145 at 4% or $111,430 at 6%; with 50% employer match about $111,430 at 4% or $74,286 at 6%; with 100% employer match about $83,572 at 4% or $55,715 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-158$2,896,653$412,712$2,612iApproximate average salary by contribution assumption: employee only about $65,303 at 4% or $43,535 at 6%; with 50% employer match about $43,535 at 4% or $29,023 at 6%; with 100% employer match about $32,651 at 4% or $21,768 at 6%.
20081140$2,051,560$377,427$2,696iApproximate average salary by contribution assumption: employee only about $67,398 at 4% or $44,932 at 6%; with 50% employer match about $44,932 at 4% or $29,955 at 6%; with 100% employer match about $33,699 at 4% or $22,466 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-140$2,051,560$377,427$2,696iApproximate average salary by contribution assumption: employee only about $67,398 at 4% or $44,932 at 6%; with 50% employer match about $44,932 at 4% or $29,955 at 6%; with 100% employer match about $33,699 at 4% or $22,466 at 6%.
20072136$15,487,445$573,973$4,220iApproximate average salary by contribution assumption: employee only about $105,510 at 4% or $70,340 at 6%; with 50% employer match about $70,340 at 4% or $46,893 at 6%; with 100% employer match about $52,755 at 4% or $35,170 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-136$12,868,825$233,196$1,715iApproximate average salary by contribution assumption: employee only about $42,867 at 4% or $28,578 at 6%; with 50% employer match about $28,578 at 4% or $19,052 at 6%; with 100% employer match about $21,433 at 4% or $14,289 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-132$2,618,620$340,777$2,582iApproximate average salary by contribution assumption: employee only about $64,541 at 4% or $43,027 at 6%; with 50% employer match about $43,027 at 4% or $28,685 at 6%; with 100% employer match about $32,271 at 4% or $21,514 at 6%.
20062127$18,066,918$3,030,236$23,860iApproximate average salary by contribution assumption: employee only about $596,503 at 4% or $397,669 at 6%; with 50% employer match about $397,669 at 4% or $265,113 at 6%; with 100% employer match about $298,252 at 4% or $198,834 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-127$15,741,833$2,653,020$20,890iApproximate average salary by contribution assumption: employee only about $522,248 at 4% or $348,165 at 6%; with 50% employer match about $348,165 at 4% or $232,110 at 6%; with 100% employer match about $261,124 at 4% or $174,083 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-126$2,325,085$377,216$2,994iApproximate average salary by contribution assumption: employee only about $74,844 at 4% or $49,896 at 6%; with 50% employer match about $49,896 at 4% or $33,264 at 6%; with 100% employer match about $37,422 at 4% or $24,948 at 6%.
20052119$13,641,882$1,059,130$8,900iApproximate average salary by contribution assumption: employee only about $222,506 at 4% or $148,338 at 6%; with 50% employer match about $148,338 at 4% or $98,892 at 6%; with 100% employer match about $111,253 at 4% or $74,169 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-116$11,841,224$784,539$6,763iApproximate average salary by contribution assumption: employee only about $169,082 at 4% or $112,721 at 6%; with 50% employer match about $112,721 at 4% or $75,147 at 6%; with 100% employer match about $84,541 at 4% or $56,361 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-119$1,800,658$274,591$2,307iApproximate average salary by contribution assumption: employee only about $57,687 at 4% or $38,458 at 6%; with 50% employer match about $38,458 at 4% or $25,639 at 6%; with 100% employer match about $28,844 at 4% or $19,229 at 6%.
20042116$12,070,089$1,314,249$11,330iApproximate average salary by contribution assumption: employee only about $283,243 at 4% or $188,829 at 6%; with 50% employer match about $188,829 at 4% or $125,886 at 6%; with 100% employer match about $141,622 at 4% or $94,414 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-116$10,512,795$963,857$8,309iApproximate average salary by contribution assumption: employee only about $207,728 at 4% or $138,485 at 6%; with 50% employer match about $138,485 at 4% or $92,323 at 6%; with 100% employer match about $103,864 at 4% or $69,243 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-115$1,557,294$350,392$3,047iApproximate average salary by contribution assumption: employee only about $76,172 at 4% or $50,781 at 6%; with 50% employer match about $50,781 at 4% or $33,854 at 6%; with 100% employer match about $38,086 at 4% or $25,391 at 6%.
20032108$9,951,446$1,506,851$13,952iApproximate average salary by contribution assumption: employee only about $348,808 at 4% or $232,539 at 6%; with 50% employer match about $232,539 at 4% or $155,026 at 6%; with 100% employer match about $174,404 at 4% or $116,269 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-108$8,787,559$1,305,980$12,092iApproximate average salary by contribution assumption: employee only about $302,310 at 4% or $201,540 at 6%; with 50% employer match about $201,540 at 4% or $134,360 at 6%; with 100% employer match about $151,155 at 4% or $100,770 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-102$1,163,887$200,871$1,969iApproximate average salary by contribution assumption: employee only about $49,233 at 4% or $32,822 at 6%; with 50% employer match about $32,822 at 4% or $21,881 at 6%; with 100% employer match about $24,617 at 4% or $16,411 at 6%.
2002299$832,391$186,862$1,887iApproximate average salary by contribution assumption: employee only about $47,187 at 4% or $31,458 at 6%; with 50% employer match about $31,458 at 4% or $20,972 at 6%; with 100% employer match about $23,594 at 4% or $15,729 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-99$832,391$186,862$1,887iApproximate average salary by contribution assumption: employee only about $47,187 at 4% or $31,458 at 6%; with 50% employer match about $31,458 at 4% or $20,972 at 6%; with 100% employer match about $23,594 at 4% or $15,729 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-97---
2001294$4,980,794$817,565$8,698iApproximate average salary by contribution assumption: employee only about $217,438 at 4% or $144,958 at 6%; with 50% employer match about $144,958 at 4% or $96,639 at 6%; with 100% employer match about $108,719 at 4% or $72,479 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-90$4,980,794$817,565$9,084iApproximate average salary by contribution assumption: employee only about $227,101 at 4% or $151,401 at 6%; with 50% employer match about $151,401 at 4% or $100,934 at 6%; with 100% employer match about $113,551 at 4% or $75,700 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-94---
2000288$854,554$165,773$1,884iApproximate average salary by contribution assumption: employee only about $47,095 at 4% or $31,396 at 6%; with 50% employer match about $31,396 at 4% or $20,931 at 6%; with 100% employer match about $23,547 at 4% or $15,698 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-85$854,554$165,773$1,950iApproximate average salary by contribution assumption: employee only about $48,757 at 4% or $32,505 at 6%; with 50% employer match about $32,505 at 4% or $21,670 at 6%; with 100% employer match about $24,378 at 4% or $16,252 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-88---
1999285$7,000,334$189,576$2,230iApproximate average salary by contribution assumption: employee only about $55,758 at 4% or $37,172 at 6%; with 50% employer match about $37,172 at 4% or $24,781 at 6%; with 100% employer match about $27,879 at 4% or $18,586 at 6%.
Retirement Plan of Saco & Biddeford Savings Institution in Rsi Ret Trust-82$6,288,001$44,904$548iApproximate average salary by contribution assumption: employee only about $13,690 at 4% or $9,127 at 6%; with 50% employer match about $9,127 at 4% or $6,085 at 6%; with 100% employer match about $6,845 at 4% or $4,563 at 6%.
Saco & Biddeford Savings Institution 401K Savings Plan in Rsi Retirement Trust-85$712,333$144,672$1,702iApproximate average salary by contribution assumption: employee only about $42,551 at 4% or $28,367 at 6%; with 50% employer match about $28,367 at 4% or $18,911 at 6%; with 100% employer match about $21,275 at 4% or $14,184 at 6%.
Saco & Biddeford Savings Institution | EIN 01-0153690 | 2025 Form 5500 Company Profile